Although I’m not a Halloween fanatic, it can be fun to get a good scare once in a while, whether it’s October or not. This Denver Halloween, the best way to get scared is to visit haunted houses or to watch a scary movie. There are plenty of scary movies that can get your heart beating rapidly any time of year.

Personally, I think Seven and Nightmare on Elm Street (Freddy Kreuger childhood nightmares) are the scariest movies. I have heard that Saw, 28 Days Later, and The Thing also top the charts as the scariest movies ever. Other scary movies include Amityville Horror, Blair Witch, Pet Sematary, Open Water, The Fly, Scream, War of the Worlds, Saw, and Hellraiser.

Entertainment Weekly voted these to be the top 20 Scariest Movies, listed here in no particular order. Interestingly, most of these movies were made in the 1970s and 1980s. Tell us what you think is the scariest movie you’ve ever seen.

1. The Shining (1980)

2. The Exorcist (1973)

3. The Texas Chainsaw Massacre (1974)

4. Silence of the Lambs (1991)

5. Jaws (1975)

6. Halloween (1978)

7. Psycho (1960)

8. Seven (1995)

9. Rosemary’s Baby (1968)

10. Poltergeist (1982)

11. Nightmare on Elm Street (1984)

12. The Thing (1982)

13. The Evil Dead (1982)

14. Carrie (1976)

15. Night of the Living Dead (1968)

16. The Omen (1976)

17. An American Werewolf in London (1981)

18. Henry: The Portrait of a Serial Killer (1990)

19. The Hitcher (1986)

20. Lost Highway (1997)

My husband and I recently purchased a new home and it feels like we now have a 30 year monkey hanging on us.  Not that we are financially struggling to make our mortgage payments, but as the biggest debt we have ever incurred (like most Americans), it would be nice to pay of the house in less the thirty years.

A good friend introduced us to the Money Merge Account, a mortgage payoff solution created by United First Financial.  A web-based software program, the Money Merge Account enables homeowners to pay down the mortgage principal balance, reducing the interest that accrues on the loan, and thus allowing people to pay off their mortgage quicker. 

With dedication and discipline in using the Money Merge Account, a mortgage can be paid off in as little as eight to twelve years.  Now, I don’t know any homeowner that wouldn’t like the sound of that!