I don’t know if anyone else has this problem, but as the weather warms, I go shopping! As the hemlines go up, so does my credit card amount. This summer I have decided to start down the path to get out of debt. I am looking into balance transfers, a money merge account, and just cutting back wherever I can. This year, I am getting out of debt!

What are some tactics that you have used to help reduce your debt?

My mom is pretty chill when it comes to most things, but the other day as were cleaning up the kitchen after dinner, my littlest sister dropped one of my mom’s china dishes on the ground and it shattered.  Her reaction was not what I expected.  She didn’t get angry like you would expect most people to do in a similar situation, but this sad look took over her face as she bent down to pick up the pieces of her shattered wedding gift that had been given to her by my great grandma 25 years before.  I was talking to one of my neighbors and told her what happened and she said that she had just purchased a china replacement piece from an online china replace source called edish a few months prior.  Long story short, I searched the edish website for my mom’s particular pattern and bought her a new plate for her birthday.   Let’s just say that was the best present I’d ever given her.