There’s no better feeling than to pay the last mortgage payment and officially own your own home! The burden of mortgage payments can cause a lot of stress, not only financially, but emotionally as well.  As my husband and I have been looking into a few different accelerated payment options for mortgages, we came across U1st’s money merge account that allows you to consolidating regular income and savings to reduce the balance owing on your line of credit.  In theory this is supposed to cut years off our mortgage.  We’re excited to check it out!