With a home mortgage, the average American family will pay nearly twice as much as the monetary value of their home in interest alone. Now that’s a sobering thought.

Imagine you could pay off that 30 year mortgage in half the time; that sounds rather appealing, doesn’t it? Apparently there is a mortgage solution, the Money Merge Account, that can help you do just that.

In a nutshell, here’s how it works: the MMA is essentially a financial software program that helps you reduce the principal on your mortgage, thus dramatically decreasing the interest you will pay on the loan. I have not used the Money Merge Account (though I am considering it) but I have a couple friends who tried it and have nothing but positive feedback for the program. Visit the United First Financial (the brokerage that created the MMA) website for further information and details.