With an increase in my salary not too long ago, my husband and I were able to save enough money to pay 20% down payment on our own house. Yet, even amongst our excitement I must say that we weren’t prepared for all the work involved in looking for a home, not to mention all the paperwork associated with a mortgage loan.

With a very helpful buyer’s agent and bank, we were able to sign all the paperwork and move into our new place. I learned a lot about mortgages, and also that our county was one of the first to implement county filing, a fast way for lenders to send the deed and other legal documents to the county recorder’s office. The county, along with the government are also trying to implement an e-mortgage solution.

Hopefully by the time we sell this house and move into a bigger home, e-recording and e-mortgages will allow us to sign all those papers from the comfort of our home computer.